Although they're not in the figures business per se, Kibri makes two N Scale accessories kits that feature figures that must be assembled, the results being a few rather wooden-looking poses. They went to great lengths to make painting unnecessary, even double-injecting the heads to make the faces and hair different colors (see 7492 contents). Photos are mine.
Where to Buy
Kibri products are fairly easy to come by via online shops, although these two sets are a bit more obscure, and it make take some digging to find them; try eBay.
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